LATINBAYAREA ARTICLES

Our mission is to celebrate, empower & unite!

Finance

Best Web Sites For Finance

Here's help so you can rest more financially securely.

It's a directory containing money-saving websites about bargain shopping, services, insurance quotes + cheap travel.
 

Investing

BONDS
Investinginbonds.com
A one-stop shop, this free site provides historical prices and call information for specific issues, plus a wealth of market data.

STOCKS AND FUNDS
Morningstar.com
For copious commentary and statistics on both stocks and funds, this site is hard to top. The juicy stuff will cost you $159 per year for a premium membership.

Best Banks + Credit Unions [it's time to move your money]

Tired of bad banks? Here's how to get #1 customer service

Although ratings from area banking customers indicate many banks have apparently lost the human touch, you can still find quality service at other banks.

This Ratings Tables [see below] show the results from surveys of Bay Area CHECKBOOK and Consumer Reports subscribers. They were asked them to rate banks and credit unions they have used “inferior,” “adequate,” or “superior” on various aspects of customer service.

Ratings of Banks + Credit Unions

How To Budget Yourself

Here's the first thing you should do about your money.

Do you constantly ask 'where does all my money go'? Do you spend on stuff you really don't need? Then, it's time to finally do something about it!

Don't feel bad. You see, most people don't have a budget. In order to save, you must have a clear budget plan. A good way to start is to save 10% of your income.

Do you want to learn to budget? Here's 2 steps:
1. How to determine your budget
2. How to manage your budget.
 

A. How to determine your budget:
 

How To Get Perfect Credit

Meet some credit score superstars -- and learn why and how they keep those precious three digits so high.

Good Scores Are Important For You

3 Best Ways Of Saving Money

Wanna Cut Back on Spending? Think BIG.

The average family spends 63% of all their money in 3 categories (according to U.S. Statistical Abstract, table 668).

1. Housing.
2. Transportation.
3. Food.

Please cut your expenses by focusing on these 3 top.

Housing

1. The U.S. Statistical Abstract says housing accounts for 34% of our expenses. If you haven't already refinanced (and you're not upside down), now is the time to do it. Mortgage rates are at 50-year lows. A refinance could save you hundreds each month.

Subscribe to RSS - Finance